Privacy Policy

Effective Date: September 3, 2025

SavingsHighway.com LLC ("Company", “we”, “us”, or “our”) operates SavingsHighwayGlobal.com, MyMillionaireMastery.com, PaylessForYourBills.com, BEB360.com, and all related brands, platforms, and affiliated sites (the “Sites”). This Privacy Policy describes how we collect, use, protect, share, and store personal information of members, customers, representatives, and site visitors.
By using any Company website, product, membership, or service, you agree to this Privacy Policy and our Member Representative Terms & Conditions.

1. Summary of Data Practices

  • We collect: Name, contact info, payment data, site usage, government ID/Social Security for legal compliance.
  • We use: For service delivery, verification, legal, compliance, support, and communications.
  • We protect: Encryption, secure retention, restricted access, annual audits, breach protocol.
  • Your rights: Access, correction, deletion, opt-out, non-discrimination, complaint escalation.
  • We do not: Sell or rent your data. We only share information with U.S.-based vendors for member benefits and support; see details below.

2. Information Collected

  • Personal Identifiers: Name, address, email, phone, username, IP address, device info.
  • Sensitive Data: Government-issued ID (e.g., driver’s license, passport), Social Security number, tax IDs (required for certain legal/tax and benefit purposes).
  • Account Data: Order history, billing/payment, support records, preferences.
  • Usage Data: Log files, cookies, browser/device information. (We do not currently use tracking or analytics but may do so in the future.)
  • Other: Data required by law, contest eligibility, or to fulfill specific services.

3. How We Use Your Information

  • To provide, maintain, and improve services or deliver benefits to you.
  • To verify identity, fulfill regulatory or contractual obligations (e.g., KYC/AML, tax reporting), and process member benefits.
  • To process transactions, respond to inquiries, and support your membership.
  • To communicate about your account, products, policy updates, and service notices.
  • To comply with legal, audit, and regulatory requirements.
  • For marketing (only with your consent; opt-out available any time).

4. Sharing and Disclosure

  • Vendors/Benefit Partners: We only share personal information with approved U.S.-based vendors and benefit partners as necessary to provide contracted member benefits and support. These companies are contractually obliged to process your data only for authorized purposes and not for their own marketing or analytics unless you consent. You are encouraged to review their privacy policies for further details.
  • International Support: Authorized customer support personnel—including staff located outside the U.S.—may access member data solely for customer service and support. All support team members are contractually bound to strict confidentiality and access protocols.
  • Legal/Law Enforcement: We may disclose your data when required by law, court order, subpoena, or regulatory demand.
  • No Sale or Third-Party Marketing: We never sell, rent, or exchange your personal or sensitive information for unrelated purposes.

5. Data Security & Breach Notification

  • Sensitive data is encrypted at rest and in transit, and protected by strong access controls and strict confidentiality agreements.
  • Regular staff training and annual security audits are performed. Penetration tests will be conducted at least once per year.
  • Data Breach: If sensitive data is affected, we will notify you and regulators promptly as required by law.

6. Data Retention & Deletion

We retain personal information only as long as needed for business, tax, regulatory, or contractual requirements, and delete or anonymize data when no longer required. Deletion requests are honored as permitted by law.

7. Your Rights

  • Access & Correction: Request a copy or update of your data by contacting us or via your member portal.
  • Deletion/Restriction: Request deletion or restriction of your data, subject to legal or contractual obligations.
  • Opt-out of Marketing: Unsubscribe anytime via email links or by contacting us.
  • Non-Discrimination: You will not be denied goods, services, or charged different prices for exercising your privacy rights.
  • Complaint Escalation: If you are unsatisfied, you may contact the FTC (FTC.gov) or your state Attorney General.

We respond to verified user requests within 30 days or as otherwise mandated by law.

8. Cookies & Tracking

We use cookies only for essential website functionality and to ensure proper referral credit for representatives. If analytics or advertising cookies are added in the future, you will receive a clear cookie notice and, where legally required, an opt-in consent choice before any non-essential cookies are set.

9. Children's Data

Our services are not for children under 13 (or older, per jurisdiction). We do not knowingly collect data from children. If discovered, such data will be deleted and parents may request review and removal.

10. Changes & Notice

We may update this Privacy Policy as needed. For material changes, we will provide prominent notice via website, email, or portal, and require renewed consent if legally required. Continued use of the Sites signifies acceptance of updates.

11. Contact and Escalation

For privacy concerns, to exercise your rights, or to escalate a privacy matter, please contact our compliance team at: support@savingshighway.com. This address is actively monitored and responses are issued within 30 days as required by law. Escalated matters can be addressed by company management or, if needed, an external privacy advisor.

Physical Address: [Insert Current Business Mailing Address Here]

12. International Users, Representatives, and Data Transfers

Our services are accessible globally, with members and representatives joining from many countries. If you are located in the European Union, EEA, UK, Brazil, Canada, Switzerland, or any other jurisdiction with privacy laws, the following applies in addition to this policy:

  • Data Controller: SavingsHighway.com LLC is the data controller. Data privacy inquiries or rights requests can always be sent to support@savingshighway.com. If required, EU/UK residents may request the appointed representative or DPO contact details, when available.
  • International Support Access: Support staff outside the U.S. may access data strictly for service purposes, and are bound by confidentiality and access controls.
  • Data Transfer Mechanisms: If your data is transferred to the U.S., we rely on the EU-U.S. Data Privacy Framework, UK-U.S. Extension, Swiss-U.S. Framework, Standard Contractual Clauses, or other lawful safeguards as needed.
  • Legal Basis for Processing: As required under GDPR/UK GDPR/LGPD, your data is processed for consent, contract necessity, legal obligations, or legitimate interests.
  • Your Additional Rights (EU/UK/Brazil/Canada/Switzerland): You may access, rectify, erase, restrict or object to processing, withdraw consent at any time, request your data in a portable format, and file a complaint with your data protection authority. For LGPD (Brazil), requests are handled in 15 days; elsewhere, within 30 days.
  • Global Compliance: By using our services, you consent (where required) to the transfer and processing of your data in the United States as set forth in this Privacy Policy.
© 2025 SavingsHighway.com LLC. All rights reserved.